Can I use my card for purchases on the Internet? Gas Stations? Restaurants? Car Rental?

Yes! Yes! Yes!Yes!  But there are some things you should know.

Once you activate your card, you will be given the option to upgrade the card to a VISA/MasterCard logo card.  This enables you to use the card at any Debit Visa/MasterCard authorized merchant.  The possibilites are endless!

Here are a few notes to consider on different types of transactions:

  • Many merchants accept your Debit MasterCard as a form of payment.  You also have access to online Bill Payment through your Cardholder Site.
  • Restaurants automatically add 25% to your bill to cover a tip.  If you do not have the total on your Card to cover the amount, you will be declined.
  • Paying at the pump can be used with some limitations.  You must have at least $76.00 on your Card for the transaction to be authorized.  If the final amount is less than the $76.00 authorized, the difference will not be available for use until the transaction settles, which may be two to three days.  If you have less than $76.00 on your Card and wish to purchase a specific amount, you must complete the transaction at the Cashier.
  • Certain hotels and car rental agencies may obtain as much as a $300.00 to $500.00 preauthorization for your transaction.  Up to a ten day hold may be placed on your Card in the amount of the merchant’s preauthorization request.